MacDill AFB · PCS Resource Guide

Your Orders Arrived.
Let's Find Your Home.

Relocating to MacDill AFB doesn't have to be stressful. Lloyd & Co Coastal Real Estate specializes in military PCS moves across Tampa Bay — VA loan expertise, zero pressure, and a local agent who knows every neighborhood from South Tampa to Riverview.

VA Loan Specialist
Licensed FL REALTOR®
NMLS Registered MLO
Gulf Coast Gulf Expert
Zero Pressure Promise

MacDill is One of the Most Unique
Duty Stations in the Country.

The Tampa Bay market surrounding MacDill AFB is dynamic, competitive, and full of opportunity — if you have the right guide. Alex Lloyd brings local expertise, VA loan fluency, and a straightforward approach to every PCS move.

Whether you're buying with a VA loan, renting while you get the lay of the land, or need to close in 30 days before school starts — we've done it. No handoffs, no junior agents, no guesswork.

The Gulf has a way of finding the people who belong to it. Let's find your place in it.

15+
Communities Served
$0
Down Payment VA Eligible
30mi
Coverage Radius
1
Dedicated Agent

Neighborhoods Worth Knowing

Every family has different priorities. Here's an honest breakdown of the communities most popular with MacDill personnel.

South Tampa 5–10 min

The closest residential option to the gate. Walkable, upscale, and highly desirable. Expect higher price points and tight inventory — but unbeatable commute convenience.

Close to Gate Walkable A-Rated Schools
Brandon 20–25 min

The sweet spot for most military families. Excellent schools, strong VA loan activity, diverse housing stock, and easy access to shopping and dining. Great value per square foot.

VA Friendly Great Value Family Friendly
Riverview 25–30 min

Fast-growing suburb with newer construction, larger lots, and competitive pricing. Popular with E-6 and above. Several master-planned communities with resort-style amenities.

New Construction Larger Lots Growing Area
Ruskin / Sun City 30–35 min

Coastal access, lower price points, and a relaxed pace. Great for families who want space and a waterfront lifestyle without South Tampa prices.

Waterfront Access Affordable Spacious Lots
Carrollwood 25–30 min

Established North Tampa community with mature trees, strong school zones, and a neighborhood feel. Well-maintained resale inventory and moderate pricing.

Established Area Good Schools Resale Inventory
Westchase 20–25 min

Planned community with top-rated schools, golf, and a strong sense of neighborhood identity. Consistent resale value and a popular choice for officers and senior NCOs.

Top Schools Golf Community Strong Resale

You Earned This Benefit.
Let's Use It Right.

  • $0 down payment — VA loans allow 100% financing for eligible service members and veterans, preserving your cash for moving costs and reserves.
  • No PMI ever — Unlike conventional loans, VA loans have no private mortgage insurance, saving hundreds per month.
  • Competitive rates — VA loans consistently offer some of the lowest available rates in the market.
  • Seller-paid closing costs — We negotiate strategically to minimize your out-of-pocket at closing.
  • Certificate of Eligibility — Don't have yours yet? We'll help you navigate the COE process before you go under contract.
  • VA appraisal experience — We know what VA appraisers look for and select homes that won't stall in underwriting.
Already Used Your VA Benefit?

If you've used your VA entitlement on a previous home, you may still have remaining or restored entitlement available. Multi-use and partial entitlement situations are navigable — and we'll connect you with a VA-experienced lender to confirm your options before you start shopping.

Let's Talk Entitlement

What a Smooth PCS
Actually Looks Like

Most PCS timelines compress fast. Here's how we work backwards from your report date.

As Soon as Orders Drop
Connect With Alex
One conversation is all it takes to map your timeline, budget, and priorities. Early contact means more options and less pressure.
30–60 Days Out
Get VA Pre-Approval
We'll connect you with a VA-experienced lender and get your Certificate of Eligibility confirmed. Pre-approval in hand means you can move fast on the right home.
House Hunting Trip
Targeted Showings, No Wasted Time
We build your showing itinerary around your priorities and schedule. Remote video tours available for buyers who can't make it to Tampa before their move date.
Under Contract
VA Inspection & Appraisal
We manage the VA-specific steps so nothing falls through the cracks — inspection, appraisal, any repair negotiations, and lender coordination.
Closing Day
Keys in Hand
Remote or in-person closing options available. We'll coordinate with your title company, lender, and movers to make your arrival seamless.

Who You're Working With

AL
Alex Lloyd
Founder · Lloyd & Co Coastal Real Estate · eXp Realty

Tampa native. Gulf Coast specialist. Alex Lloyd founded Lloyd & Co with one belief: that buying or selling a home should feel like working with someone who actually gives a damn. No teams, no handoffs — when you call Alex, you get Alex. He covers the full Gulf Coast corridor from Spring Hill to Sarasota, with deep expertise in the communities surrounding MacDill AFB.

FL REALTOR® SL3581563 NMLS #2749193 NHCB Certified eXp Realty

Tell Me About Your Move

No obligation, no pressure. Just a conversation about your timeline, your priorities, and how we can make this PCS as smooth as possible.

Prefer to reach out directly? Alex responds to calls, texts, and emails — typically within the hour during business hours.

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Phone / Text
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Coverage Area
Spring Hill to Sarasota · Gulf Coast Corridor